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This facility is based on the concept of Al-Ijarah Thumma Al-Bai or hire purchase contract. Under the Shariah principles of Ijarah (Lease) and Bai' (Sale), firstly the Bank will purchase a vehicle required by a customer from a dealer / third party and subsequently lease it out to the customer for a certain period agreed by both the bank and the customer subject to terms and conditions.

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On 12 February 2019, Bank Negara Malaysia (BNM) raided eight premises conducting money changing and remittance business activities without a license granted under section 7(1) of Money Services Business Act 2011 (MSBA), which is an offence under section 4(1) of MSBA.

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al-ijarah thumma al-bay (AITAB) 1. AL IJARAH AND AL IJARAH THUMMA AL BAI’ (AITAB) (MOTOR VEHICLE FINANCING) SITI MUNIRAH ABD WAHAB NUR WIRDA AHMED 2. AL IJARAH Ijarah is an Arabic term with origin in Islamic,meaning to give something on a rental basis or wages.It is Islamic alternative to conventional leasing.




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